While researching activities for our trip to Hong Kong, I found a travel company called Klook that lets you book all sorts of tours and tickets online. Klook makes it easy to book activities, save money, and earn Chase UR points.
As I said in a previous post, I picked up the Chase Sapphire Reserve, which makes my Chase Sapphire Preferred (CSP) redundant. I wanted to remove the CSP from my wallet since the card has a $95 annual fee. However, the account is almost four years old, so I decided to downgrade the card instead of closing the account altogether.
Downgrading the card means the card is converted to another product, but you keep the credit card number and the account’s longevity. I don’t think you can downgrade your card online, but luckily it only takes a few minutes on the phone to complete the process.